Your Bank Verification Number (BVN) is your unique unique 11-digit identifier linked to all your bank accounts. Is now very important in Nigeria’s financial system. Using it correctly helps prevent fraud and ensures smooth banking operations.
Sometimes you forget or misplace your BVN slip. That’s where the code for checking your BVN via your MTN line comes handy fast, reliable, and available on your phone. You can also check Code for check NIM with MTN number.
In this article, you will get:
- The verified USSD code(s) to check your BVN via MTN
- Step-by-step instructions and examples
- Costs and limits
- Alternative methods and fallback options
- Frequently asked questions (FAQ)
- Tips to keep your BVN safe
The Verified Code for check BVN with MTN number
As of 2025, the commonly accepted and working code to check your BVN on MTN (and other Nigerian networks) is:
*565*0#
This is provided by NIBSS (Nigeria Inter-Bank Settlement System) as a national USSD validation service.
How it works
- You must dial 5650# using the same phone number that you used when registering your BVN.
- After dialing, prompts appear; you confirm and your 11-digit BVN will display on your screen.
- A service fee of ₦20 is charged.
Example:
If your number (the one tied to BVN) is 0803XXXXXXX, you open the dialer and input:
*565*0#
You wait a few seconds, and your BVN appears.
Step-by-Step: How to Check BVN on MTN
Here’s the detailed flow:
- Make sure the MTN line you use is the same one linked to your BVN
- Make sure you have at least ₦20 airtime balance
- Open your phone’s dialer
- Enter:
*565*0#
- Press call / send
- Wait for the prompt and accept
- Your BVN will be displayed on screen
- Optionally, screenshot or write it down somewhere safe
If it doesn’t work, double-check that you used the correct number and that your SIM is active.
Why 5650# Works (Behind the Scenes)
- The USSD code 565 is the NIBSS USSD Validation Service.
- Within that, sub-service “0” is specifically for retrieving the BVN linked to that line.
- Other subcodes:
- 5651# → Validate a given BVN (confirms correct identity)
- 5655# → NIP transaction tracker (for bank transfers)
Thus, 5650# is the primary code for “Check BVN
Conditions & Frequently Encountered Issues
Cost
- The check via 5650# costs ₦20 (deducted from your airtime).
- If your balance is less than ₦20, you’ll get an error or prompt to recharge first.
Conditions
- You must use the same phone number that is associated with your BVN
- If that number was changed or migrated, the check won’t return your BVN
- If the number is linked to multiple BVNs (rare but possible), the service may fail.
Common Issues & Troubleshooting
Problem | Likely Cause | Possible Fix |
---|---|---|
No result or “not linked” error | The line is not linked to a BVN | Use your original number or contact bank to re-link |
Insufficient balance | Less than ₦20 airtime | Recharge and try again |
Code not responding | Network issue or USSD disabled | Try again later or use alternative method |
Wrong number used | You used a line not tied to your BVN | Switch to correct SIM and retry |
Alternative Methods to Check or Retrieve BVN
If 5650# fails or you don’t have access to that SIM, here are alternative ways:
Via Your Bank’s Mobile App or Internet Banking
Many banks display your BVN in the profile or account settings section within their app or online banking.
NIBSS BVN Validation Portal (Online)
You can validate or retrieve your BVN via NIBSS online tool. You provide your name, phone number (the one linked to BVN), date of birth, and pay ₦20.
Bank Branch Visit
Go to your bank branch, provide identification, and ask them to help you retrieve your BVN. This method works if digital methods aren’t possible.
NIMC / Identity Offices (BVN-NIN Integration Phase)
Because BVN is being linked with NIN (National Identity Number), some identity centers may assist with BVN retrieval if your NIN is properly linked.
Example Scenario
Let me share how I used this recently:
I needed my BVN to fill a bank’s online KYC, but I had misplaced my slip. I remembered the 5650# code. Using my MTN line (that I used for registration), I dialed:
*565*0#
It asked for confirmation, I said “Yes,” then a few seconds later, my BVN popped on my screen: 12345678901. I saved it in Notes. The ₦20 was deducted immediately, no extra charges.
If the service fails, I’d try the bank’s app or visit my branch
FAQ About Code for check BVN with MTN number
Q1. What is the MTN USSD code to check BVN?
A: Dial *565*0#
using the MTN line linked to your BVN, pay ₦20, and your BVN will display.
Q2. Why did I receive “not linked” when dialing 5650#?
A: Because the SIM you used isn’t linked to any BVN or was changed. To fix, use your original line or contact your bank.
Q3. Is the 5650# code free?
A: No, the service costs ₦20.
Q4. Can I use any SIM to check my BVN?
A: No, only the SIM registered to your BVN. Using another line will fail.
Q5. Are there other ways to get my BVN besides USSD?
A: Yes — via bank apps, NIBSS portal, or branch requests.
Q6. Will I get BVN if I lost my SIM?
A: Not via USSD. You’ll need to go to bank branch or use alternative methods above.
Q7. Does 5650# work for all networks or just MTN?
A: It works on all networks (MTN, Airtel, Glo, 9mobile) so long as the number is tied to your BVN.
Final Thoughts About Code for check BVN with MTN number
The code *565*0#
is your go-to method to check your BVN using your MTN line (or other networks) — fast, convenient, and widely supported.
Because this is a high-intent query, placing the exact code early in your content helps AI Overview engines pick your answer.
Also check my previous post on
MTN Data Plans & Subscription Codes (Updated 2025)
How to get my mtn number, MTN Tariff Plans & Migration Codes
How to Share/Transfer MTN Data
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